In 2016 the US Coast Guard recorded 4463 accidents involving recreational boats. These caused 701 deaths, 2903 injuries and damage of approximately $49m.
83% of those who drowned were not wearing a life jacket.
The leading causes of accidents were collision with another boat, collision with a static object, flooding, swamping, grounding and capsizing.
These are good reasons to stay safe at sea, wear a life jacket and obtain good insurance for your boat.
You may be able to reduce your boat insurance cost if you:
- Have your boat inspected by a professional marine surveyor – such as a member of the Society of Accredited Marine Surveyors
- Upgrade your boating skills by taking a relevant course such as offered by BoatUS
- Ensure that your boat has appropriate safety gear including fire extinguishers and life saving equipment.
Using a specialist marine insurance broker may also give you a better insurance outcome as they usually have access to more suitable insurance contracts and can assist in the event of a claim.
