Finance

Owning a credit card is advantageous on so many levels. You can get cash backs, earn reward points, build credit for future loans, conveniently pay for online shopping, and get a grace period when paying for your purchases or bills. For these reasons, more people are using credit cards to complete their transactions instead of the traditional cash payment method. …

Blockchains are made up of a network of computers that enforce consensus rules. This acts as the system’s main governing mechanism, which determines what you can and cannot do. When new data is recorded onto the network, it is saved as a block that forms a continuous chain copied across all computers on the system. Modern blockchains have an important …

Capital One has produced a useful guide to help people understand their credit score. This visual infographic provides tips and advice on credit scores while answering frequently asked questions on the topic. Credit scores can have a big impact on people’s financial lives. A good credit score demonstrates you are responsible with your money and can help when applying for …

If you are an OFW who has spent years abroad to support your family, you should not overlook the importance of preparing for the future–your retirement. Retirement planning matters. Remember that you won’t be in your prime forever and there will come a time when you have to slow down and embrace your senior years. The question now is, will …

If you’re a freelance artist, here are a couple of tips and tricks that every freelance artist should employ: Build your portfolio across different domains and projects. Make sure you have a set of base rates that you can refer to for proposing to clients. Avoid distractions and spend time improving your skills. Use watermarks when submitting freelance job websites. …

There can be quite a lot of confusion around debt payoff methods. There are pros and cons of both the Snowball method and Avalanche method. Though we provide all the facts and details when it comes to selecting a strategy, it really comes down to you and your specific financial situation. But you can also use these strategies together, depending …

The debt snowball method is a debt repayment strategy that focuses on paying off smallest debt first while making minimum payments on the rest. The debt snowball method can help you gain payoff momentum and confidence as you eliminate your debts one by one. You’ll start by paying your smallest debt off first, the next smallest debt off second, and …

Tesla are in pole position in terms of share price growth across the past decade, according to new research from leading Forex brokers, FXOpen. While Tesla started 2012 with an underwhelming 4% drop in their share price value, Elon Musk’s electric car company soon began to creep up the inside lane of the other companies in the study. Reporting a …

Are you concerned about rising gas prices in US? If yes, then checkout this infographic that will help you to save anywhere between 3% to 5% on gas by fueling up with the right credit card. You can avail the maximum cashback by using the right credit card. While gas prices are out of your control, there are various ways …

As a freelance designer, there are several deductions you can claim to lower your taxes, such as: Subscriptions: Any designing software subscription you require, such as Adobe Creative Cloud, is deductible. Travel: You can deduct all your business travel expenses, including transportation, lodging, and meal expenses. Electricity & Rent: If you work from home, you can deduct a portion of …